Personal Loan Calculator
Calculate monthly payments, total interest, and view a full loan amortization schedule.
Based on a 5-year personal loan of $10,000.00 at an APR of 8%, your estimated monthly payment is shown below.
$500 – $50,000
0% – 30%
1 – 7 years
Estimated Monthly Payment
$202.76
Total Interest
$2,165.84
Total Paid
$12,165.84
Total paid includes your original loan amount plus all interest over the life of the loan.
You’ll finish paying off this loan in approximately 5 years (60 monthly payments).
Loan Amortization Schedule
| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| 1 | $202.76 | $66.67 | $136.10 | $9,863.90 |
| 2 | $202.76 | $65.76 | $137.00 | $9,726.90 |
| 3 | $202.76 | $64.85 | $137.92 | $9,588.98 |
| 4 | $202.76 | $63.93 | $138.84 | $9,450.14 |
| 5 | $202.76 | $63.00 | $139.76 | $9,310.38 |
| 6 | $202.76 | $62.07 | $140.69 | $9,169.69 |
| 7 | $202.76 | $61.13 | $141.63 | $9,028.05 |
| 8 | $202.76 | $60.19 | $142.58 | $8,885.48 |
| 9 | $202.76 | $59.24 | $143.53 | $8,741.95 |
| 10 | $202.76 | $58.28 | $144.48 | $8,597.46 |
| 11 | $202.76 | $57.32 | $145.45 | $8,452.02 |
| 12 | $202.76 | $56.35 | $146.42 | $8,305.60 |
| 13 | $202.76 | $55.37 | $147.39 | $8,158.21 |
| 14 | $202.76 | $54.39 | $148.38 | $8,009.83 |
| 15 | $202.76 | $53.40 | $149.37 | $7,860.46 |
| 16 | $202.76 | $52.40 | $150.36 | $7,710.10 |
| 17 | $202.76 | $51.40 | $151.36 | $7,558.74 |
| 18 | $202.76 | $50.39 | $152.37 | $7,406.37 |
| 19 | $202.76 | $49.38 | $153.39 | $7,252.98 |
| 20 | $202.76 | $48.35 | $154.41 | $7,098.57 |
| 21 | $202.76 | $47.32 | $155.44 | $6,943.13 |
| 22 | $202.76 | $46.29 | $156.48 | $6,786.65 |
| 23 | $202.76 | $45.24 | $157.52 | $6,629.13 |
| 24 | $202.76 | $44.19 | $158.57 | $6,470.56 |
| 25 | $202.76 | $43.14 | $159.63 | $6,310.94 |
| 26 | $202.76 | $42.07 | $160.69 | $6,150.25 |
| 27 | $202.76 | $41.00 | $161.76 | $5,988.48 |
| 28 | $202.76 | $39.92 | $162.84 | $5,825.64 |
| 29 | $202.76 | $38.84 | $163.93 | $5,661.72 |
| 30 | $202.76 | $37.74 | $165.02 | $5,496.70 |
| 31 | $202.76 | $36.64 | $166.12 | $5,330.58 |
| 32 | $202.76 | $35.54 | $167.23 | $5,163.35 |
| 33 | $202.76 | $34.42 | $168.34 | $4,995.01 |
| 34 | $202.76 | $33.30 | $169.46 | $4,825.55 |
| 35 | $202.76 | $32.17 | $170.59 | $4,654.95 |
| 36 | $202.76 | $31.03 | $171.73 | $4,483.22 |
| 37 | $202.76 | $29.89 | $172.88 | $4,310.35 |
| 38 | $202.76 | $28.74 | $174.03 | $4,136.32 |
| 39 | $202.76 | $27.58 | $175.19 | $3,961.13 |
| 40 | $202.76 | $26.41 | $176.36 | $3,784.77 |
| 41 | $202.76 | $25.23 | $177.53 | $3,607.24 |
| 42 | $202.76 | $24.05 | $178.72 | $3,428.52 |
| 43 | $202.76 | $22.86 | $179.91 | $3,248.62 |
| 44 | $202.76 | $21.66 | $181.11 | $3,067.51 |
| 45 | $202.76 | $20.45 | $182.31 | $2,885.20 |
| 46 | $202.76 | $19.23 | $183.53 | $2,701.67 |
| 47 | $202.76 | $18.01 | $184.75 | $2,516.91 |
| 48 | $202.76 | $16.78 | $185.98 | $2,330.93 |
| 49 | $202.76 | $15.54 | $187.22 | $2,143.71 |
| 50 | $202.76 | $14.29 | $188.47 | $1,955.23 |
| 51 | $202.76 | $13.03 | $189.73 | $1,765.50 |
| 52 | $202.76 | $11.77 | $190.99 | $1,574.51 |
| 53 | $202.76 | $10.50 | $192.27 | $1,382.24 |
| 54 | $202.76 | $9.21 | $193.55 | $1,188.69 |
| 55 | $202.76 | $7.92 | $194.84 | $993.85 |
| 56 | $202.76 | $6.63 | $196.14 | $797.72 |
| 57 | $202.76 | $5.32 | $197.45 | $600.27 |
| 58 | $202.76 | $4.00 | $198.76 | $401.51 |
| 59 | $202.76 | $2.68 | $200.09 | $201.42 |
| 60 | $202.76 | $1.34 | $201.42 | $0.00 |