Personal Loan Guides

Learn how personal loans work, how to compare offers, understand interest rates and fees, and decide if a personal loan is right for you.

Learn what a personal loan is, how it works, and when it makes sense to use one.

A beginner-friendly overview of personal loans, terms, rates, and fees.

Understand how personal loan payments, interest, and repayment terms are structured.

Learn the difference between APR and interest rate and why it matters.

See what lenders look for and how to improve your chances of approval.

Find out what affects personal loan interest rates and how to get a better rate.

Understand common personal loan fees and how they affect total borrowing cost.

Learn how debt consolidation works and when using a personal loan may help.

Compare personal loans and credit cards to see which option is cheaper.

See why personal loans are usually safer and less expensive than payday loans.