Mortgage Guides

Learn how mortgages work, how interest rates are set, and how to choose the right loan for your home purchase.

Learn what a mortgage is, how it works, and why people use them to buy homes.

Understand how mortgage loans are structured, approved, and repaid over time.

See how mortgage interest rates are determined and what affects the rate you receive.

Learn how lenders calculate affordability and how to estimate a realistic home budget.

Compare fixed-rate and adjustable-rate mortgages to see which fits your situation.